American Insurance Solutions

Building relationships though culture.
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About Us

Protecting Futures

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We have  years of insurance experience helping clients prepare for the unknown. Ask us about:

  • Life 
  • Medicare
  • Health 
  • Dental and Vision 
  • Auto, Home and Business

We can access many different insurance products so you can get the right one for you.

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Our Products

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Life Insurance

Life insurance isn’t the most pleasant topic to think about — but when you die, your family might be relieved you signed up for a policy.

 

What is life insurance?

Life insurance pays out after your death to the people you designate as beneficiaries — usually children, a spouse or other family members. 


It’s an important safety net if anyone depends on you financially. The life insurance payout can pay debts such as a mortgage, replace your income and provide college tuition funds.


Get an online life insurance quote today from multiple life insurance companies, all in one place. 


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Medicare Advantage , Medicare Supplement

Medicare Advantage Plans

A type of Medicare health plan offered by a private company that contracts with Medicare. Medicare Advantage Plans provide all of your Part A and Part B benefits. Medicare Advantage Plans include:

  • Health Maintenance Organizations
  • Preferred Provider Organizations
  • Private Fee-for-Service Plans
  • Special Needs Plans
  • Medicare Medical Savings Account Plans

If you’re enrolled in a Medicare Advantage Plan:

  • Most Medicare services are covered through the plan
  • Medicare services aren’t paid for by Original Medicare

Most Medicare Advantage Plans offer prescription drug coverage.

 

What's Medicare Supplement Insurance (Medigap)?

A Medicare Supplement Insurance (Medigap) policy helps pay some of the health care costs that Original Medicare doesn't cover, like:

  • Co-payments
  • Coinsurance
  • Deductibles

Medigap policies are sold by private companies.

Some Medigap policies also cover services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, here's what happens:

  • Medicare will pay its share of the Medicare-approved amount for covered health care costs.
  • Then, your Medigap policy pays its share.

8 things to know about Medigap policies 

  1. You must have Medicare Part A and Part B.
  2. A Medigap policy is different from a Medicare Advantage Plan.  Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.
  3. You pay the private insurance company a monthly premium for your Medigap policy. You pay this monthly premium in addition to the monthly Part B premium that you pay to Medicare.
  4. A Medigap policy only covers one person. If you and your spouse both want Medigap coverage, you'll each have to buy separate policies.
  5. You can buy a Medigap policy from any insurance company that's licensed in your state to sell one.
  6. Any standardized Medigap policy is guaranteed renewable even if you have health problems. This means the insurance company can't cancel your Medigap policy as long as you pay the premium.
  7. Some Medigap policies sold in the past cover prescription drugs. But, Medigap policies sold after January 1, 2006 aren't allowed to include prescription drug coverage. If you want prescription drug coverage, you can join a Medicare Prescription Drug Plan (Part D).
  8. It's illegal for anyone to sell you a Medigap policy if you have a Medicare Advantage Plan, unless you're switching back to Original Medicare.


Medigap policies don't cover everything

Medigap policies generally don't cover long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing.

 https://www.medicare.gov/sign-up-change-plans/types-of-medicare-health-plans/medicare-advantage-plans 

 https://www.medicare.gov/supplements-other-insurance/whats-medicare-supplement-insurance-medigap 

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Health Insurance

Understanding health insurance


Medical insurance can be complicated. American Insurance Solutions is here to help. Learn about the changing world of plans, premiums and benefits so you can make decisions that make sense for you and your family.

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Dental and Vision Insurance

Dental

Keep your smile healthy with plan options featuring no waiting periods for preventive services.

 

Vision

Plans that suit your style with coverage for eye exams, lenses, frames and contacts.

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Auto or Home Insurance

Have you opened a new location, redesigned your shop, or added a new product or service? Don't keep it to yourself, let folks know.

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Business Insurance, Bonds

Professional liability (PL) insurance protects your clients if they're sued for negligently performing their services, even if they haven’t made a mistake. Coverage also includes defense costs associated with any lawsuit. 


General liability insurance, also known as commercial general liability (CGL), protects your clients' businesses from another person or business’s claims of bodily injury, associated medical costs, and damage to their property. 


Business owners policy (BOP) is a combination of general liability and business property insurance. It protects your clients' own business furniture and equipment, as well as another person or business’s claims of bodily injury and associated medical costs. 


American Insurance Solutions is one of the Largest Bond Agencies in the country. 

  • Notary Bonds
  • Dishonesty Bonds
  • Surety Bonds

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Contact Us

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American Insurance Solutions LLC

3801 Pga Boulevard, Palm Beach Gardens, Florida 33410, United States

Office: 561-240-0519 Fax: 561-658-6499 aisinc.agency@outlook.com

Hours

Monday  09:00 am – 06:00 pm

Tuesday 09:00 am – 06:00 pm

Wednesday 09:00 am – 06:00 pm

Thursday  09:00 am – 06:00 pm

Friday 09:00 am – 06:00 pm

Saturday  10:00 am – 03:00 pm

Sunday  By Appointment Only